Compare savings accounts
200 000 kr · 4 withdrawals a year · no noticeChange
9 300 kr in interest a year
The highest rate among the accounts without special conditions that we know for 200 000 kr is Svea Bank Sparekonto: 4.65 %, about 9 300 kr a year.
Based on 22 offers from 13 banks we know · updated 2026-10-10
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2 offers with conditions, a campaign rate, a notice period or withdrawal limits rank higher; check whether they suit you.
We know 22 offers from 13 banks (as of 2026-10-10). There may be better ones.
We earn nothing on these links today. The order is by interest only.
All accounts, sorted by interest
How we calculateThe answer is number 3. The accounts above it carry a tag saying why: conditions, a campaign rate, a notice period or a withdrawal limit.
- 1
Bank Norwegian Sparekonto 31
9 600 kr in interest a year
4.80 % rate
To the bank (opens in a new tab)No commission
Details
- Conditions
- 31 days' notice
- Needs 31 days' notice before a withdrawal.
- Bank Norwegian is a branch of the Swedish NOBA Bank Group. Its page says deposits up to EUR 100 000 are covered by the Swedish deposit guarantee and deposits above that up to 2 million kr by the Norwegian one. The cover is shared with Nordax Bank, which is part of the same group.
- Source: Bank Norwegian, own page · 2026-10-10
- 2
Instabank Sparekonto Pluss
9 300 kr in interest a year
4.65 % rate
To the bank (opens in a new tab)No commission
Details
- Conditions
- Only 2 free withdrawals
- Two fee-free withdrawals within 12 months; after that each withdrawal costs 1 % of the amount, at most 5 000 kr per withdrawal. The page says "within 12 months", not "per calendar year".
- Source: Instabank, own page · 2026-10-10
- 3The answer
Svea Bank Sparekonto
9 300 kr in interest a year
4.65 % rate
To the bank (opens in a new tab)No commission
Details
- Svea Bank AB NUF is licensed by the Swedish Finansinspektionen and covered by the Swedish state deposit guarantee, up to the SEK equivalent of EUR 100 000 per legal entity. The page does not mention any Norwegian top-up cover.
- Source: Svea Bank, own page · 2026-10-10
- 4
Morrow Bank Sparekonto
9 200 kr in interest a year
4.51 % rate, effective 4.60 %
To the bank (opens in a new tab)No commission
Details
- Morrow Bank AB NUF is the Norwegian branch of a Swedish bank. Its page says deposits up to the equivalent of EUR 100 000 are covered by the Swedish scheme (Riksgälden), and deposits above that up to 2 000 000 kr by the Norwegian Bankenes sikringsfond.
- Source: Morrow Bank, own page · 2026-10-10
- 5
Nordnet Sparekonto (Private Banking / Active Trading)
8 900 kr in interest a year
4.45 % rate
To the bank (opens in a new tab)No commission
Details
- Conditions
- Other conditions
- Nordnet Bank NUF is the Norwegian branch of Swedish Nordnet Bank AB. Its page says Riksgälden (Sweden) covers up to SEK 1 050 000 and Bankenes sikringsfond covers the rest up to 2 000 000 kr per customer.
- 4.45 % applies only to Private Banking or Active Trading customers, and the customer must ask Nordnet for it through the message service; otherwise the standard 2.40 % applies.
- Source: Nordnet, own page · 2026-10-10
- 6
Bulder Sparekonto
8 260 kr in interest a year
4.13 % rate
To the bank (opens in a new tab)No commission
Details
- Source: Bulder, own page · 2026-10-10
- 7
Bank Norwegian Sparekonto pluss
8 000 kr in interest a year
4.00 % rate
To the bank (opens in a new tab)No commission
Details
- Bank Norwegian is a branch of the Swedish NOBA Bank Group. Its page says deposits up to EUR 100 000 are covered by the Swedish deposit guarantee and deposits above that up to 2 million kr by the Norwegian one. The cover is shared with Nordax Bank, which is part of the same group.
- Source: Bank Norwegian, own page · 2026-10-10
- 8
Landkreditt Bank Høyrentekonto medlem
7 800 kr in interest a year
3.90 % rate
To the bank (opens in a new tab)No commission
Details
- Conditions
- Membership required
- Only for members of Landkreditt SA or Norges Bondelag.
- Source: Landkreditt Bank, own page · 2026-10-10
- 9
Storebrand Høyrentekonto
7 800 kr in interest a year
3.90 % rate
To the bank (opens in a new tab)No commission
Details
- Source: Storebrand, own page · 2026-10-10
- 10
Flekkefjord Sparebank Sparekonto Pluss
7 500 kr in interest a year
3.75 % rate
To the bank (opens in a new tab)No commission
Details
- Source: Flekkefjord Sparebank, own page · 2026-10-10
Rates change often; these are from 2026-10-10.
How we calculate
Sorted by the interest you earn after fees. Commissions never change the order.
Tax on interest is not included. Interest is added once a year unless the bank adds it monthly. Your current rate is counted as added once a year.